Learn habits that will improve your credit score

Having a healthy credit life is of utmost importance and to achieve this, maintaining a positive credit score is a decisive factor for your financial life. But what is credit score really? Basically it is a three-digit number that entities use to measure risk in the granting of credit....

These are the main reasons why you are denied a loan

The process of applying for a loan is usually quite tedious. A lot of paperwork, many deadlines … Add that almost nobody asks for a loan on a whim. If he does, it is because he really needs the money. If you have ever had to request a safe...

Credits and fast loans. What options we have?

Fast loans are useful for situations in which clients need to provide themselves with liquidity quickly to take on some economic urgency, providing up to 30,000 dollars, with a repayment period ranging from 1 to 7 years, although interest rates apply are more demanding as consideration for the urgency...

Mortgage Refinancing with lower interest

  You have been paying back your mortgage for some time. The nervous uncertainty associated with servicing the mortgage has long since passed. The loan installments are repaid one after the other. You don’t even remember the exact amount. Do you know that you can save up to several...

The loan agreed to finance a property

The conventional mortgage is a mortgage at a rate capped according to its duration. How to obtain a loan agreement, what are its features and benefits for the borrower? Principle of the loan agreement The real estate loan is a mortgage credit rate capped according to the duration of...

Change in the maximum interest rate for consumer credit

From July 2016, the maximum interest rate for consumer credit in Switzerland will be lowered from 15% to 10%. What will be the real consequences for consumers? Will they really be better protected thanks to this lower interest rate?   Consumer protection The Federal Council amended the ordinance on...

Prepaid credits – Fast and without negotiation

Novel and attractive to the consumer. Financial institutions have no choice but to design new products because the banking market is changing and banks know it. Among the latest offers in the financial market are pre-granted loans, loans intended for the entity’s clients that are contracted with conditions similar...