Credits and fast loans. What options we have?

Fast loans are useful for situations in which clients need to provide themselves with liquidity quickly to take on some economic urgency, providing up to 30,000 dollars, with a repayment period ranging from 1 to 7 years, although interest rates apply are more demanding as consideration for the urgency with which they are granted.

What are fast credits?

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It is increasingly common to hear about fast credits, without many users knowing what they consist of. Well, these are financing methods that banks grant in a very fast timeframe, less than usual for these cases, almost instantly, in no more than 1 or 2 days from their request and that do not require additional requirements for their concession, perfectly paying the last payrolls or the last declarations of the applicant’s income.

They are really useful for situations in which clients need to provide liquidity as soon as possible to assume some economic urgency, either for an unforeseen payment, for the expenses of the “cole” of the little ones or before a surgical operation, to mention only some of the scenarios where these economic advances are demanded. From these basic premises, the banks are responsible for providing their applicants with a maximum amount of 30,000 dollars, which can be returned within a period of 1 to 7 years.

It also implies the application of interest rates higher than the current credit offer

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Almost always above the 10% barrier, as consideration for the speed with which they are granted to customers. You also have to analyze your subscription conditions in case there is a commission that could penalize your formalization more than you should. But, in general, they are easier to hire since the procedures to access them are more agile so that the requested amount arrives before the applicant’s account. almost always above the 10% barrier, as consideration for the speed with which they are granted to customers.

You also have to analyze your subscription conditions in case there is a commission that could penalize your formalization more than you should. But, in general, they are easier to hire since the procedures to access them are more agile so that the requested amount arrives before the applicant’s account. almost always above the 10% barrier.

Consideration for the speed with which they are granted to customers

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You also have to analyze your subscription conditions in case there is a commission that could penalize your formalization more than you should. But, in general, they are easier to hire since the procedures to access them are more agile so that the requested amount arrives before the applicant’s account.

There are both personal and for consumption, and it is precisely the latter where the offers are more aggressive, even when offered at zero interest, and where it is the businesses themselves who grant them, although always with longer terms, both in the amount and in the repayment term, requiring minor procedures for its concession.

 

Better credits for consumption

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Other bank designs, on the other hand, base their proposals to generate liquidity more quickly so that it is the businesses themselves who decides this strategy to promote consumption among customers. One of these proposals has crystallized in the “ Quick Credit ” that includes Ibercaja in its current offer, in the case of a new source of financing that meets these expectations, but with the characteristic that the credit is granted in the trade itself to avoid buying cash. In this case, each client has a maximum amount of 6,000 dollars to make their purchases, which can be amortized in a maximum of 4 years, although the most interesting thing about this banking proposal is that it does not carry any interest, that is to say 0 %.

The ” Immediate Credit ” of Caja Immaculada is made under similar contracting conditions, so that its customers can pay for their purchases directly at the store itself and, for which they can obtain even greater advances, specifically up to 12,000 dollars. This product, on the other hand, is characterized in that it facilitates the ease of processing and only with the guarantee of the claimant’s signature can the amount requested be available in a few hours.

 

Which loan suits you best?

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If you are thinking of reforming your home, giving your business a change of look, or, you have to face any unexpected expenses this month, in Best Bank we help you find (and find) the loan that best suits your needs. We do it through a completely free study and without any commitment.

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